Your Questions. Answered.

Banqeta operates on a monthly subscription with four tiers: Essential, Plus, Elite, and Custom. Each tier includes named traditional currency accounts, digital wallets, and virtual Visa cards, with transparent FX spreads that decrease as you move up tiers. Full details at banqeta.com/pricing.

There are no setup or maintenance fees. A single monthly subscription covers your account, platform access, and support. The monthly fee is only charged once your business has passed KYB verification.

Yes, you can move between plans at any time. Downgrades take effect at the end of your current billing period. Upgrades are applied immediately and the fee taken pro-rata from the payment card registered with Banqeta.

Yes. Every Banqeta account includes digital wallets for supported digital assets alongside named traditional currency accounts in USD, EUR, and GBP. Send, receive, and convert between traditional and digital currencies from one platform.

Banqeta does not charge fees to receive digital currency. A 0.1% processing fee applies to outbound digital currency transfers. FX spreads apply to all exchanges and vary by pricing tier.

Not currently. Banqeta operates on monthly subscriptions to give businesses full flexibility. Annual options may be introduced in future.

You can cancel at any time. Your account remains active until the end of the current billing period and no further charges are made.