PRICING
Simple pricing that
scales with you
Choose the plan that fits how your business operates. Every account includes access to banqit™, our instant, fee-free internal payment network for same-currency transfers between Banqeta users.
Signup fees are only charged once your business has successfully passed Know Your Business (KYB) verification. All pricing is in USD.
Pricing plans
For businesses that need straightforward access to traditional and digital currency accounts, ideal for single-currency use, low transaction volume, or getting started.
Essential
$45/month
Sign up fee: $119
FX Spreads
Crypto ↔ Fiat: 1.75%
Fiat ↔ Fiat: 1.50%
Based on live market rates with a fixed spread applied per tier. No hidden markups.
Outgoing Fiat Transfers
(per transaction)
ACH: 1 USD
Fed Wire: 28 USD
SEPA / SEPA Instant: 3 USD
BACS: 6 USD
Faster Payments: 3 USD
CHAPS: 3 USD
SWIFT: 39 USD
EFT: 17 USD
IMPS: 11 USD
Digital Currency Transfers
External transfers: Free, network fee only
Internal (BanqIT™): Instant and fee-free between Banqeta users in the same currency
Included
USD Account plus 1 traditional currency account
Unlimited digital currency wallets
Virtual Visa card
Access to BanqIT™
For growing businesses expanding internationally or managing multiple users, currencies, or transactions, with support for flexible account structures and
multi-user collaboration.
Plus
$115/month
Sign up fee: $295
FX Spreads
Crypto ↔ Fiat: 1.25%
Fiat ↔ Fiat: 1.00%
Based on live market rates with a fixed spread applied per tier. No hidden markups.
Outgoing Fiat Transfers
(per transaction)
ACH: 1 USD
Fed Wire: 28 USD
SEPA / SEPA Instant: 3 USD
BACS: 6 USD
Faster Payments: 3 USD
CHAPS: 3 USD
SWIFT: 39 USD
EFT: 17 USD
IMPS: 11 USD
Included
USD Account plus 3 traditional currency accounts
Unlimited digital currency wallets
Virtual Visa card
Multi-user access
Access to BanqIT™
Digital Currency Transfers
External transfers: Free, network fee only
Internal (BanqIT™): Instant and fee-free between Banqeta users in the same currency
For established businesses with higher volumes, advanced operational needs, or complex currency flows across teams, regions, or jurisdictions.
Elite
$235/month
Sign up fee: $595
FX Spreads
Crypto ↔ Fiat: 1.00%
Fiat ↔ Fiat: 0.75%
Based on live market rates with a fixed spread applied per tier. No hidden markups.
Outgoing Fiat Transfers
(per transaction)
ACH: 1 USD
Fed Wire: 28 USD
SEPA / SEPA Instant: 3 USD
BACS: 6 USD
Faster Payments: 3 USD
CHAPS: 3 USD
SWIFT: 39 USD
EFT: 17 USD
IMPS: 11 USD
Included
Unlimited traditional currency accounts
Unlimited digital currency wallets
Virtual Visa card
Multi-user access
Access to BanqIT™
Digital Currency Transfers
External transfers: Free, network fee only
Internal (BanqIT™): Instant and fee-free between Banqeta users in the same currency
Custom
For businesses with advanced needs or high transaction volume, ideal for those seeking tailored solutions, greater flexibility, or expanded compliance and FX capabilities.
Tailored pricing
FX Spreads
_ _
Outgoing Fiat Transfers
(per transaction)
_ _
Digital Currency Transfers
_ _
Included
Bespoke pricing models based on volume, flow, or commitment
Flexible onboarding structures for unique business setups
Enhanced compliance oversight and reporting
Jurisdiction-specific solutions and account routing
Scalable FX infrastructure tailored to your treasury needs
Virtual Visa cards included as standard