PRICING
Transparent pricing that scales with you.
Choose the plan that best fits how your business operates. Plus and Elite accounts include access to banqit our near-instant, fee-free internal payment network for same currency transfers between Banqeta users.
The monthly subscription fee is only charged once your business account has been approved. All pricing is in USD, unless stated otherwise.
Pricing plans
Essential
For businesses that need named multi-currency accounts, digital currency wallets, and virtual Visa cards. Simple access to core features and essential payment infrastructure at a lower monthly cost.
$79/month
FX Spreads
Fiat ↔ Fiat: cost + 1.10%
Stablecoin ↔ Fiat: cost + 0.55%
Non Stablecoin ↔ Fiat: cost + 1.15%
Outbound Traditional Currency Transfers (per transaction)
Fed Wire: 1 USD
SEPA CT / SEPA Instant: 3 USD
BACS: 6 USD
Faster Payments: 3 USD
CHAPS: 3 USD
SWIFT: 39 USD
A 0.1% processing fee applies to outbound transfers
banqit instant transfers between Banqeta users in the same currency: Not included in Essential Tier
Incoming Traditional Currency Transfers (per transaction)
All payments rails: No Fee
Digital Currency Transfers
Receive external transfers: No Fee
Send external transfers: 0.1% processing fee
banqit instant transfers between Banqeta users in the same currency: Not included in Essential Tier
Virtual Visa Card Fees
FX Fee:
2.5% (foreign currency transactions)
Card Load/Unload Fee:
USD Card 0.10 USD
EUR Card 0.10 EUR
GBP Card 0.10 GBP
Domestic POS Transaction Fees:
USD Card 0.55 USD
EUR Card 0.17 EUR
GBP Card 0.17 GBP
International POS Transaction Fees:
USD Card 0.55 USD
EUR Card 0.55 EUR
GBP Card 0.55 GBP
Included in this tier
1 traditional currency account included
Additional traditional currency accounts $25 USD per account, per month
Unlimited digital currency wallets
2 Virtual Visa cards included
Additional Virtual Visa cards charged at $2 per card, per month
Up to 3 user profiles
Addition user profiles charged at $10 per user, per month
Plus
For businesses managing international payments, digital currency, and growing teams. Includes four accounts, up to ten users, virtual Visa cards, lower FX spreads, and banqit for instant same currency transfers.
$179/month
FX Spreads
Fiat ↔ Fiat: cost + 0.60%
Stablecoin ↔ Fiat: cost + 0.30%
Non Stablecoin ↔ Fiat: cost + 0.65%
Outbound Traditional Currency Transfers (per transaction)
Fed Wire: 1 USD
SEPA CT / SEPA Instant: 3 USD
BACS: 6 USD
Faster Payments: 3 USD
CHAPS: 3 USD
SWIFT: 39 USD
A 0.1% processing fee applies to outbound transfers
banqit instant transfers between Banqeta users in the same currency: No Fee
Incoming Traditional Currency Transfers (per transaction)
All payments rails: No Fee
Digital Currency Transfers
Receive external transfers: No Fee
Send external transfers: 0.1% processing fee
banqit instant transfers between Banqeta users in the same currency: No Fee
Virtual Visa Card Fees
FX Fee:
2.5% (foreign currency transactions)
Card Load/Unload Fee:
USD Card 0.10 USD
EUR Card 0.10 EUR
GBP Card 0.10 GBP
Domestic POS Transaction Fees:
USD Card 0.55 USD
EUR Card 0.17 EUR
GBP Card 0.17 GBP
International POS Transaction Fees:
USD Card 0.55 USD
EUR Card 0.55 EUR
GBP Card 0.55 GBP
Included in this tier
4 traditional currency accounts included
Additional traditional currency accounts $20 USD per account, per month
Unlimited digital currency wallets
7 Virtual Visa cards included
Additional Virtual Visa cards charged at $1 per card, per month
Up to 10 users profiles
Addition user profiles charged at $10 per user, per month
Access to banqit
Elite
For businesses where FX costs, payment speed, and digital currency operations matter at scale. Includes ten named accounts, unlimited users, virtual Visa cards, banqit, and Banqeta's lowest FX spreads.
$379/month
FX Spreads
Fiat ↔ Fiat: cost + 0.35%
Stablecoin ↔ Fiat: cost + 0.10%
Non Stablecoin ↔ Fiat: cost + 0.40%
Traditional Currency Transfers
(per transaction)
Fed Wire: 1 USD
SEPA CT / SEPA Instant: 3 USD
BACS: 6 USD
Faster Payments: 3 USD
CHAPS: 3 USD
SWIFT: 39 USD
A 0.1% processing fee applies to outbound transfers
banqit instant transfers between Banqeta users in the same currency: No Fee
Incoming Traditional Currency Transfers (per transaction)
All payments rails: No Fee
Digital Currency Transfers
Receive external transfers: No Fee
Send external transfers: 0.1% processing fee
banqit instant transfers between Banqeta users in the same currency: No Fee
Virtual Visa Card Fees
FX Fee:
2.5% (foreign currency transactions)
Card Load/Unload Fee:
USD Card 0.10 USD
EUR Card 0.10 EUR
GBP Card 0.10 GBP
Domestic POS Transaction Fees:
USD Card 0.55 USD
EUR Card 0.17 EUR
GBP Card 0.17 GBP
International POS Transaction Fees:
USD Card 0.55 USD
EUR Card 0.55 EUR
GBP Card 0.55 GBP
Included in this tier
10 traditional currency accounts included
Additional traditional currency accounts $15 USD per account, per month
Unlimited digital currency wallets
10 Virtual Visa cards included
Additional Virtual Visa cards charged at $0.50 per card, per month
Unlimited user profiles
Access to banqit
Custom
For businesses with higher volumes, complex currency flows, digital currency requirements, or specific operational needs. We tailor the pricing, account structure, and setup around your business.
Tailored pricing
FX Spreads
Tailored based on your needs
Traditional Currency Transfers
(per transaction)
Tailored based on your needs
Digital Currency Transfers
Tailored based on your needs
Virtual Visa Card Fees
Tailored based on your needs
Included in this tier
Bespoke pricing models based on volume, flow, or commitment
Flexible onboarding structures for unique business setups
Enhanced compliance oversight and reporting
Jurisdiction-specific solutions and account routing
Scalable FX infrastructure tailored to your treasury needs
Virtual Visa cards included as standard
Access to banqit