FEATURES
Modern business accounts. One connected platform.
Banqeta brings together multi-currency accounts, digital wallets, virtual Visa cards and banqit in one place. Traditional payment rails and digital networks, combined so your business can move money faster, at lower cost, and across more markets.
Multi-Currency Accounts
Operate in global markets with local accounts
Managing payments across multiple currencies means juggling accounts, paying high fees, and waiting days for transfers that should take minutes. Banqeta gives your business named accounts in USD, EUR, and GBP, each connected directly to domestic payment rails in their local currency, all managed from one platform.
Collect payments locally, pay suppliers internationally, and move between currencies with transparent FX rates. Whether you are paying a supplier in Europe, receiving client payments in the US, or managing treasury across multiple currencies, Banqeta removes the complexity and cost.
Supported Currencies
USD, EUR and GBP
Additional currencies can be added where business demand justifies it.
Local Payment Rail Connectivity
US Dollar (USD) ACH and FedWire
Euro (EUR) SEPA
British Pound (GBP) Faster Payments, and CHAPS
SWIFT International Payments
Send USD payments to banks and financial institutions worldwide via SWIFT. Fast, reliable international transfers with direct settlement to your recipient's bank account. Available on all pricing tiers.
Transparent FX
Competitive spreads across all tiers, with lower rates on Plus and Elite.
Global Eligibility
Available to eligible businesses in 130+ countries.
Digital Wallets
Bring digital currencies into your daily business
Digital currencies are increasingly part of how money moves for businesses of all sizes. Managing them alongside traditional accounts has meant separate platforms, external wallets, and fragmented visibility across your finances. Banqeta changes that by integrating digital currency wallets directly into your business account, giving you one place to hold, send, receive, and convert digital assets alongside your fiat balances.
Whether you are settling invoices in stablecoins, allocating treasury across digital assets, or paying suppliers directly on blockchain networks, everything happens inside Banqeta. No third-party tools, no external platforms, no unnecessary complexity.
Supported Digital Currencies
Stablecoins
USDC available on Ethereum and Solana
USDT available on Ethereum and Tron
RLUSD available on Ethereum and XRP Ledger
EURC available on Ethereum
Other Digital Currencies
BTC available on Bitcoin
ETH available on Ethereum
On/Off Ramp Support
Convert between fiat currencies and digital assets directly within Banqeta. Full on and off ramp support across all confirmed networks.
Zero Banqeta Fees
No Banqeta fees to receive digital currency.
Security First
Enterprise grade encryption, multi-factor authentication and 24/7 monitoring.
banqit Network
Instant settlement between Banqeta businesses
banqit is Banqeta's internal payment network, connecting businesses on the platform for near-instant, fee-free transfers in the same currency. No external rails, no settlement delays, no transaction fees.
Invite your suppliers, partners, and counterparties to join Banqeta and move money between businesses in real time. Pay invoices, settle balances, and manage treasury flows without waiting on traditional payment infrastructure. The bigger your Banqeta network, the more value banqit delivers.
Near instant, Fee Free Transfers
Transfers between Banqeta businesses settle in near real time with no fees.
All Supported Currencies
Available across all traditional and digital currencies supported by Banqeta.
Business-to-Business Connectivity
Banqeta users can pay or be paid by another instantly in the same currency.
Treasury Management
Reallocate liquidity across entities, subsidiaries or departments in real time.
Availability
Available to all Plus and Elite tier subscribers worldwide.
Virtual Visa Cards
Issue company cards instantly, spend globally
Banqeta virtual Visa cards are issued instantly and ready to use immediately. Issue cards in USD, EUR, and GBP for your business or your team directly from your dashboard. Each pricing tier includes a set number of cards, with additional cards available to add at any time.
Accepted for online purchases wherever Visa is recognised worldwide. Maintain full visibility over spending with real-time controls, transaction tracking, and the ability to freeze or cancel any card instantly.
Global Acceptance
Accepted for online purchases wherever Visa is recognised worldwide.
Available in 3 Currencies
Banqeta virtual Visa cards are available in USD, EUR and GBP.
Real-Time Control
Track spend, freeze or cancel any card instantly from your dashboard
Issue Cards Your Way
Issue cards for your business or your team. Additional cards available to add at any time from your dashboard.
On/Off Ramps
Convert between fiat and digital assets in one place
Convert between fiat currencies and digital assets directly within your Banqeta account. On-ramp exchanges convert fiat into digital assets. Off-ramp exchanges convert digital assets back into fiat. Both conversions happen between your own accounts and wallets inside Banqeta, with no third-party tools and no external platforms required.
FX spreads apply on all exchanges at cost plus a percentage that varies by pricing tier. Full details on the pricing page.
Supported Rails and Networks
US Dollar (USD): ACH and Fedwire
Euro (EUR): SEPA
British Pound (GBP): Faster Payments and CHAPS
Ethereum (ETH, USDC, USDT, RLUSD, EURC)
XRP Ledger (RLUSD)
Solana (USDC)
Tron (USDT)
Bitcoin (BTC)
Convert Instantly
Move between fiat and digital assets without leaving the platform.
Transparent Pricing
FX spreads apply at cost plus a percentage that varies by pricing tier. Full details on the pricing page.
Global Access
Available to eligible businesses in 130+ countries.
FX & Global Transfers
Traditional rails and blockchain networks in one account
Banqeta combines competitive FX pricing with flexible settlement options so you choose how each payment is made. Use local payment rails for faster domestic settlement, SWIFT for international USD payments, or blockchain networks for near-instant digital asset transfers at a fraction of traditional wire costs.
Convert directly between your USD, EUR, and GBP accounts within the platform before sending. Exchange at transparent spreads that decrease as you move up tiers. Full details on the pricing page.
Choice of Payment Route
Payment rails
USD: ACH and Fedwire
EUR: SEPA
GBP: Faster Payments and CHAPS
SWIFT: USD international payments only
Blockchain networks
Bitcoin (BTC)
Ethereum (ETH, USDC, USDT, RLUSD, EURC)
XRP Ledger (RLUSD)
Solana (USDC)
Tron (USDT)
Transparent FX
Competitive spreads across all tiers with lower rates on Plus and Elite. Full details on the pricing page.
Global Reach
Send payments to over 130 countries.
Choose Your Route
Use the fastest or lowest cost rail for every payment, traditional or digital.
Settlement Speed
Domestic rails settle same day. Blockchain near-instantly. SWIFT one to three business days.
