FEATURES
All financial tools. One connected platform.
Banqeta brings together multi-currency accounts, digital wallets, global Visa virtual cards and Banqit near instant settlement in one place. Traditional rails and digital networks work side by side, giving your business faster payments, lower costs and seamless access to new markets.
Multi-Currency Accounts
Operate in global markets with local accounts
Managing global payments through traditional banks is slow, expensive, and fragmented. Opening accounts in different regions often means multiple providers, endless paperwork, and high fees. Banqeta solves this by giving businesses direct access to named accounts in major currencies, all managed from a single platform.
Key markets including the US, UK, EU and UAE connect directly to domestic payment rails for faster local settlement, while every supported currency comes with dedicated account details and full SWIFT reach for international flows. This lets you collect payments locally, pay suppliers abroad, and manage global operations with far less complexity, cost, and delay.
Supported Currencies
USD, EUR, GBP and AED
Additional currencies can be added where business demand justifies it.
Local Payment Rail Connectivity
US Dollar (USD) – ACH and FedWire
Euro (EUR) – SEPA and SEPA Instant
British Pound (GBP) – Faster Payments, CHAPS and BACS
UAE Dirham (AED) – UAEFTS
SWIFT Access for All Currencies
Every account is enabled with SWIFT, giving you global coverage even where local rails are not available.
Transparent FX
All tiers enjoy competitive spreads, with preferential rates available on higher tiers.
Global Eligibility
Available to eligible businesses in 130+ countries.
Digital Wallets
Bring digital currencies into your daily business
For modern businesses, digital currencies are no longer optional. But managing them securely, transparently and alongside traditional accounts has always been a challenge. Banqeta integrates digital wallets directly into your business account, so you can hold, move and convert digital value in the same place as your traditional currency balances. Whether you’re accepting payments in stablecoins, holding Bitcoin as part of your treasury, or paying suppliers with USDT, Banqeta makes it simple and safe. Our wallets are designed for business, with institutional grade security, multi-chain support and the flexibility to use digital assets as part of everyday operations.
Supported Digital Currencies
Stablecoins
USD Coin (USDC) available on Ethereum, Polygon (Native) and Solana
Tether (USDT) available on Ethereum, Polygon (Bridged), Tron and Solana
Euro Coin (EURC) available on Ethereum
Dai (DAI) available on Ethereum
Other Digital Currencies
Bitcoin (BTC) on Bitcoin
Ethereum (ETH) on Ethereum
Polygon (MATIC) on Polygon
Solana (SOL) on Solana
Tron (TRX) on Tron
On/Off Ramp Support
Full support across Ethereum, Polygon, Solana and Tron.
Zero Banqeta Fees
No Banqeta fees to send or receive digital currency, network fees only.
Security First
Enterprise grade encryption, multi-factor authentication and 24/7 monitoring.
banqit™ Network
Instant settlement between Banqeta businesses
Settlement has always been the slowest, most expensive part of business. Bank wires take days, refunds are delayed, and cross-border payments with other providers carry heavy fees. banqit™ fixes this with a dedicated near instant settlement network within Banqeta. Any two businesses on the platform can send or receive payments in minutes when using the same currency. Transfers are almost instant, fee free, and without limits. Paying suppliers, refunding customers, or managing treasury balances becomes as simple as moving money between your own accounts. For global companies, Banqit™ is the smarter alternative to outdated rails, delivering instant, borderless settlement when accounts align in currency.
Near instant, Fee Free Transfers
All transfers settle almost instantly in the same currency, with no Banqeta fees.
All Supported Currencies
Available across all traditional and digital currencies supported by Banqeta.
Business-to-Business Connectivity
Banqeta users can pay or be paid by another instantly in the same currency.
Treasury Management
Reallocate liquidity across entities, subsidiaries or departments in real time.
Availability
Live worldwide for all Plus and Elite tier users.
Virtual Visa Cards
Issue company cards instantly, spend globally
Waiting weeks for physical cards slows businesses down. Banqeta Virtual Visa cards are issued instantly, ready to spend online and available in USD, GBP and EUR. Perfect for global teams, contractors and project-based spending, they provide immediate access to company funds while giving you complete visibility and control. Real-time alerts, configurable limits and instant freeze or cancel options mean you can empower staff without losing oversight. With worldwide acceptance and enterprise-grade security, Banqeta virtual cards are a faster, smarter way to manage business spending.
Global Acceptance
Accepted at 100M+ merchants worldwide wherever Visa is recognised.
3 available virtual card currencies
Banqeta virtual Visa cards are available in USD, GBP and EUR.
Real-Time Control
Track spend, set rules and limits, freeze or cancel instantly.
Built for Global Teams
Issue cards instantly to staff or contractors worldwide.
Enhanced Security
Unique card details and rapid re-issuance reduce fraud risk.
On/Off Ramps
Seamlessly move money in and out of Banqeta
Every business needs a simple way to move money in and out of the platform. Banqeta’s on/off ramps make this seamless by connecting directly with both traditional banking networks and leading digital currency blockchains. You can fund your Banqeta account from your bank, withdraw revenue back to your bank or digital wallet, or shift balances instantly between your own Banqeta accounts and wallets. This gives you full flexibility to manage liquidity on your terms, without delays or hidden fees. Whether you’re topping up working capital, cashing out digital currency earnings, or reallocating funds across different markets, Banqeta provides a transparent and efficient bridge between the traditional financial system and the digital economy.
Supported Rails and Networks
US Dollar (USD) – ACH and FedWire
Euro (EUR) – SEPA
British Pound (GBP) – Faster Payments, CHAPS and BACS
UAE Dirham (AED) – UAEFTS
SWIFT (all supported currencies)
Ethereum
Polygon
Solana
Tron
BTC
Frictionless Deposits and Withdrawals
Easily add funds from your own bank, withdraw back to your bank or external wallet, and move money instantly between your Banqeta accounts and wallets.
No Hidden Fees
Transparent pricing with no markups buried in conversions.
Inside and Outside the Ecosystem
Use BanqIT for instant transfers between Banqeta users in the same currency, and On/Off Ramps when you need to move money to or from external banks or wallets.
Global Access
Available to businesses in 130+ countries.
FX & Global Transfers
Flexible, low-cost international payments
Traditional cross-border payments are slow, unpredictable and costly. Banqeta gives businesses a better way, combining competitive FX pricing with flexible settlement options so you choose how each transfer is made. Use local payment rails for faster settlement, blockchain networks for instant transfers of digital assets, or SWIFT for traditional flows. With transparent, tier-based spreads based on your account level and coverage across more than 180 countries, Banqeta puts you in control of international payments, helping you pay suppliers, repatriate revenue and balance treasury flows at scale.
Choice of Payment Route
Domestic payment rails: ACH and FedWire (USD), SEPA and SEPA Instant (EUR), Faster Payments, CHAPS and BACS (GBP) and UAEFTS (AED)
Blockchain networks: Ethereum, Polygon, Solana, Tron and BTC
SWIFT available for all supported currencies for traditional cross-border transfers
Transparent FX
All tiers enjoy competitive spreads, with preferential rates available on higher tiers.
Global Reach
Send payments to over 130 countries.
No Hidden Fees
Clear, upfront pricing with no intermediaries or surprise costs.
Integrated with Banqeta
Works seamlessly with your Banqeta accounts, wallets and Banqit™.
